The Union Square Financial Privacy Policy applies to all users who visit our website and any other websites or applications associated that direct the viewer to this privacy policy. : Information Collection, Use, and Sharing Union Square Solutions is the sole owner of the information collected on this site. We only have access to collect information you voluntarily give us via website submissions, email or other direct contact. Information we collect may include, but is not limited to: -Name -Address -Email address -Contact Number -Date of Birth -Social Security Number We may collect other personal information if you choose to provide it when you visit this site. Your decision to provide additional information is entirely optional. We will not sell or rent this information to anyone. We will use your information to respond to you regarding the purpose and services you sought. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request. Unless you ask us not to, we may contact you via email or phone in the future to tell you about specials, new products, or services, or changes to this privacy policy. Your Access to and Control over Information You may opt out of any future contact with us at any time. If you believe the security of any account you might have with us has been compromised, If you have any concerns about the access, sharing, and security of your personal information please contact us directly. Contact us via email at [email protected] or by telephone at 212-939-7237.

Per industry standards, we take reasonable security precautions to secure the personally identifiable information that you provided to us against the loss, misuse, alteration, or unauthorized access of such information. We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. Wherever we collect sensitive information (such as credit card data), that information is encrypted and securely transmitted to us. Personal information is safeguarded offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment. In today’s environment, no method of transmitting or storing data can be guaranteed to be secure, and we do not assume any responsibility for any harm, loss, or damage you may experience from the transmission of information by or to us over the Internet, voice transmission or email.

To use this website, a user must first complete the registration form. During registration, a user is required to give certain information (such as name and email address). This information is used to contact the user about the products/services on our site that you have expressed interest in. At your option, you may also provide demographic information (such as gender or age) about yourself, but it is not required.

We use both session and persistent “cookies” on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to our site and identify repeat visitors to our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Some of our business partners may use cookies on our site (for example, advertisers). However, we have no access to or control over those cookies. You can disallow cookies by making the appropriate selection from your browser options. However, if you disallow cookies, you may limit the enhanced functionality that cookies allow.

We partner with other parties to provide specific services. When the user signs up for these services, we will share names, or other contact information that is necessary for the third party to provide these services. These parties are not allowed to use personally identifiable information except to provide these services. We may disclose your personal information as otherwise permitted or required by law. How do we respond to Web browser “do not track” signals or other mechanisms that provide consumers the ability to exercise choice regarding the collection of personally identifiable information about an individual consumer's online activities over time and across third-party websites or online services? Union Square does not track individual users across the web, therefore currently we do not respond to Do Not Track (DNT) signals in browsers. May other parties collect personally identifiable information about an individual consumer's online activities over time and across different websites when they visit www.UnionSquarefinancial.com? No. Notice to California Residents To comply with California law, individuals with California addresses or telephone numbers (when disclosed to us) will automatically be treated as if you requested us to not share your information with nonaffiliated third parties except as permitted by the applicable California law. We will also limit the sharing of information about you with our affiliates to comply with California privacy laws that apply to us.

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

From time-to-time our site requests information via surveys or contests. Participation in these surveys or contests is completely voluntary and you may choose whether or not to participate and therefore disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

If you have any questions about this privacy policy or the practices described herein or would like to correct the personal information you have submitted to us you may contact us. at 212-939-7237 or send an email to [email protected]. Revisions To This Policy Union Square Solutions reserves the right to revise this privacy policy at any time to reflect changing legal, regulatory, or operational requirements. When changes are made, they will be posted on this site promptly. You will not be given any notice of these changes.. Your continued use of our website and web pages after any changes are posted will constitute your agreement to and acceptance of such changes to this Privacy Policy. Union Square Solutions Privacy Notice The Union Square Solutions Privacy Notice applies to all Union Square Solutions customers:

Why? – Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? – The types of personal information we collect and share depend on the product or service you have with us. This information can include: -Social Security number and Account balances -Payment history and Transaction history -Account transactions and Wire transfer instructions When you are no longer our customer, we continue to share your information as described in this notice. How? – All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Union Squarefinancial.com chooses to share; and whether you can limit this sharing. Questions? Call Toll-Free 212-939-7237 Annual percentage rates (APRs) through Union Square range from 5.49% APR (AA) to 30.00% APR for first-time borrowers, with the lowest rates for the most creditworthy borrowers. The minimum loan amount is $10,000.00. The maximum loan amount is $100,000.00. Eligibility is not guaranteed, and requires that you meet credit and other conditions including (a) your continuing to meet the criteria for this prescreened offer; (b) your credit report, application, and credit history meet our pre-established credit criteria; (c) your monthly debt-to-income ratio (i.e… total monthly debt payments divided by monthly gross income) cannot exceed 50%; and (d) you have been employed for at least one (1) year.