PLEASE READ THESE TERMS OF USE CAREFULLY. BY ACCESSING THIS SITE OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS OF USE. IF YOU DO NOT AGREE WITH THESE TERMS OF USE, PLEASE DO NOT ACCESS THIS SITE. Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Union Square Financial provides “The User” with access to its content, resources, tools for communication, public forums, commerce platforms, and other services through its network of websites, “The Service”. Union Square Financial provides its service to the user, subject to the following Terms of Service. Union Square Financial is not responsible for providing you access to facilities or equipment (in any form) to its service. You, “The User”, by using this website, and BY COMPLETING THE REGISTRATION PROCESS AND CLICKING THE “SUBMIT” BUTTON, comprehend and agree that “The Service” may include advertisements and sponsorships and that these are necessary for Union Square Financial to provide “The Service”. You also comprehend and agree that Union Square Financial makes no representations or warranties about the suitability, reliability, availability, timeliness, and accuracy of the information, products, services, and related graphics contained within “The Service” for any purpose. “The Service” is provided “as is” without warranty of any kind. Union Square Financial hereby disclaims all warranties and conditions with regard to “The Service”.

Union Square Financial provides “The User” with access to its content, resources, tools for communication, public forums, commerce platforms, and other services through its network of websites, “The Service”. Union Square Financial provides its service to the user, subject to the following Terms of Service. Eligibility/User Obligations By installing, accessing, or using this Website, you represent that you are at least eighteen (18) years of age and will, at all times, provide true, accurate, current, and complete information when submitting information or materials on this Website, including, without limitation, when you provide information via a Website form. Moreover, you agree not to impersonate any other person or entity, whether actual or fictitious, including impersonating an employee or representative of Union Square Financial, when using this Website. If you provide any false, inaccurate, untrue, or incomplete information, Union Square Financial reserves the right to terminate your access and use of this Website. You may not access or use the Union Square Financial Website in any way that could or is intended to damage or impair the Union Square Financial Website, or any server or network underlying the Union Square Financial Website, or interfere with anyone else’s use and enjoyment of the Website. Use of the Internet and this Website is solely at your own risk. While Union Square Financial has endeavored to create a secure and reliable Website, you should understand that the confidentiality of any communication or material transmitted to/from the Website over the Internet or other global communication network cannot be guaranteed. Moreover, you understand that the technical processing and transmission of the Website may involve transmission over various networks. Accordingly, Union Square Financial is not responsible for the security of any information transmitted via the Internet, the accuracy of the information contained on the Site, or for the consequences of any reliance on such information.

“The Service” is provided to you, “The User”, under the terms and conditions and any amendments thereto and any operating rules or policies that may be published from time to time by Union Square Financial as part of the Terms of Service/Legal Disclaimer and related disclosures which are cumulatively included herein by reference. The Union Square Financial Terms of Service comprises the entire agreement between “The User” and Union Square Financial and supersedes any prior agreements pertaining to the subject matter contained herein. BY COMPLETING THE REGISTRATION PROCESS AND CLICKING THE “SUBMIT” BUTTON, YOU ARE AGREEING TO BE BOUND BY THE Union Square Financial Terms of Service, Legal Disclaimer and applicable terms of the Retainer Agreement.

Union Square Financial reserves the right to change any of the terms, conditions, and notices under which “The Services” are offered. You are responsible for regularly reviewing these terms and conditions, including changes/modifications if any incorporated by us from time to time. Your continued use of “The Service” constitutes your agreement to all such terms, conditions, and notices.

Union Square Financial reserves the right to modify or discontinue, temporarily or permanently, “The Service” (or any part of “The Service”) with or without notice to “The User” at any time. “The User” agrees that Union Square Financial shall not be liable to “The User” or any third party for any modification or discontinuance of the Service.

“The Service” may include email services, message boards, chat areas, newsgroups, forums, communities, and/or other message or communication facilities designed to enable you to communicate with others (collectively, “Tools for Communication”). You agree to use the Tools for Communication only to post, send, and receive messages and material that are proper and, when applicable, related to the particular tool for Communication. You also hereby agree that you shall not make use of “The Service'' for any commercial purpose, including reselling and/or co-branding/private labeling. As a condition of your use of “The Service” you, “The User”, agree to provide: (a) true, accurate, current, and complete information about yourself as required by “The Service's” registration form (such data being the “Registration Information, and Retainer Agreement”) (b) maintain and promptly update the Registration Information to keep it accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, Union Square Financial has the right to terminate the user account and refuse any and all current or future use of “The Service''. (c) Union Square Financial the right to use / disclose the aggregate registration information to third parties in connection with marketing of services, subject to the privacy policy. You have also consented Union Square Financial the right to use your registration information to provide targeting of advertising and other service offers. This could also be used to customize the content you see, to fulfill your requests for certain products and services and to contact/inform you through e-mail or otherwise about special offers or new products.

As a condition of your use of “The Service” you must not use “The Service” for any illegal purposes. You will be solely responsible for the contents of transmissions made by you through “The Service”. You agree not to use “The Service” to: (a) Obstruct or hinder the use and enjoyment of “The Service” by other Users; (b) Violate any applicable local, state, national, and international laws and regulations; (c) Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity; (d) Interfere with or disrupt “The Service” or servers or networks connected to “The Service”, or defy any requirements, regulations or guidelines of networks connected to “The Service”; (e) Transmit or otherwise make available any material in connection with surveys, chain letters, junk e-mail, spamming, contests, pyramid schemes, or any duplicative or unsolicited messages (commercial or otherwise); (f) Upload, post, e-mail, transmit or otherwise make available any content that is unlawful, damaging, intimidating, hostile, offensive, harassing, defamatory, improper, obscene, vulgar, invasive of another's privacy, caste related, ethnically or otherwise objectionable; (g) Upload, post, e-mail, transmit or otherwise make available any content protected by any patent, trademark, copyright or other intellectual proprietary laws unless you own or control the rights thereto or have received all necessary consents to do the same; (h) Upload files that contain viruses, worms, corrupted files or any other similar software or programs designed to disrupt, damage or limit the operation of any computer or telecommunications equipment or property of another; (i) “Stalk” or otherwise harass other users; collect or store personal data about other users. (j) Advertise, promote or offer to sell or buy any goods or services for any business purpose unless “The Service” specifically allows such messages or transactions. (k) Reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion, use or access of “The Service”. (l) Violate the Fair Credit Reporting Act, the Fair Debt Collection Practices Act or any other law, (m) Conduct any activity that would aid or assist terrorism or related activity or would endanger U.S. military personnel. Union Square Financial has no obligation to observe and monitor “The Service”. However, Union Square Financial reserves the right to review materials posted and to remove any material/s. Union Square Financial also reserves the right to terminate your access to any or all of “The Services”, at any time, without notice, for any reason whatsoever. Union Square Financial reserves the right subject to attorney-client privilege to the extent applicable and to the extent the same is not waived through these provisions, at all times to divulge any information as it considers necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part. These would be more applicable to the publicly accessible areas of “The Service” that are intended to be available to the general public. For example, publicly accessible areas of “The Service” would include message boards and chat rooms that are open to both registered users and visitors. In view of the global nature of the World Wide Web, “The User” understands and agrees that technical processing of tools of communication is (and may be) required to send and receive messages, to correspond/conform to the technical requirements of connecting networks, to correspond/conform to the limitations of “The Service”, or to correspond/conform to other, similar technical requirements.

As part of “The Service's” registration process you will provide us with current, complete and accurate information as requested by the registration form. You will then choose a user name and password. You take total responsibility for maintaining the confidentiality of your password and account. You are also entirely responsible for any and all activities that occur under your account. You agree to notify Union Square Financial immediately of any unlawful/unauthorized use of your account or any other security violation. You agree to ensure that you exit from your account at the end of each session. You understand that Union Square Financial will not be liable for any loss or damage in any form incurred as a result of unauthorized usage of your account, with or without your knowledge. However, you may be held liable for losses or damages incurred by Union Square Financial or a third party as a result of your failure to comply with this clause. You also agree not to use anyone else's account, at any time, without the prior permission of the account holder.

See Privacy Policy Page

Registration information and certain other information about you are subject to our Disclaimer. For more information, see our Legal Disclaimer.

You expressly understand and agree that to the extent permitted under the RPC, Union Square Financial shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if Union Square Financial has been advised of the possibility of such damages), resulting from (i) the use or the inability to use the service; (ii) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the service; (iii) unauthorized access to or alteration of your transmissions or data; (iv) statements or conduct of any third party on the service; or (v) any other matter relating to the service.

Union Square Financial does not claim ownership of the “content” (in the form of data, text, software, music, sound, photographs, graphics, video, messages, or other materials) you provide to Union Square Financial(including feedback and suggestions) or post, upload, privately transmit, input or submit to any Union Square Financial site or service for review by the general public. However, by posting, uploading, or making available content or any other material, you grant Union Square Financial and its affiliate sites permission to use your submission in connection with the operation of their Internet businesses, including, without limitation, the rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your submission, and to publish your name in connection with your submission.

Union Square Financial may provide you with notices by email, regular mail or postings on any website. Notice will be deemed given twenty-four hours after email is sent unless Union Square Financial is notified that the e-mail address used is invalid. Alternatively, Union Square Financial may give you legal notice by mail to a postal address, if provided by you through any website. In such case, notice will be deemed given three (3) calendar days after the date of mailing. All notices to Union Square Financial LLC must be made in writing and mailed to: 519 8th Avenue STE New York, NY 10018 Attn: General Counsel

These Terms of Use shall be construed, interpreted and performed exclusively according to the laws of the State of New York, United States of America, without giving effect to any principles of conflicts of law. You expressly agree that any action at law or in equity arising out of or directly or indirectly relating to these Terms of Use or this Website shall be filed only in the federal or state courts sitting in the District of New York and/or New York County, New York. You hereby consent and submit to personal jurisdiction of such courts for the purposes of any action related to the Union Trust Financial Website, your access or use thereof, or these Terms of Use, and to extraterritorial service of process.

These Terms of Use may not be assigned by you. Union Square Financial may assign its rights and obligations set forth in these Terms of Use at any time.

Should any part or provision of these Terms of Use be held unlawful, void, invalid or unenforceable, that portion shall be deemed severable from these Terms of Use and shall not affect the validity and enforceability of any remaining provisions.

Except as provided herein, these Terms of Use constitute the entire agreement between you and Union Square Financial pertaining to their subject matter. Certain provisions of these Terms of Use may be superseded or added to by designated legal notices or terms located on particular pages, applications, tools or other materials that you may access within this Website.

Union Square Financials' failure to enforce any provision of these Terms of Use or any additional terms shall not be deemed a waiver of such provisions nor of its right to enforce such provision.

These Terms of Use and any related documents may be accepted in electronic form (e.g., by an electronic or other means of demonstrating assent) and your acceptance will be deemed binding between you and Union Square Financial.

These Terms of Use will take effect at the time you begin using the Website. Union Square Financial reserves the right, with or without notice, at any time and for any reason to deny you access to the Website or to any portion thereof and to terminate these Terms of Use. These Terms of Use will terminate automatically if you fail to comply with the terms set forth herein. You may terminate these Terms of Use at any time by ceasing to use the Union Square Financial Website, but all applicable provisions of these Terms of Use will survive such termination. Upon termination, you must destroy all copies of any portion of the Website in your possession.

Union Square Financial LLC1 519 8th Avenue Ste 509 New York, NY 10018 Phone: (888) 852-7747